Profile Summary

Dr. Owais Shafique is an accomplished academic leader, researcher, and and dedicated advocate for sustainable socio-economic development and social change. He is an Assistant Professor currently serving as In-charge of the Department of Islamic and Conventional Banking within the Institute of Business, Management and Administrative Sciences at The Islamia University of Bahawalpur (IUB), Pakistan. His work operates at the intersection of ethical banking, financial technology, sustainable socio-economic development, and artificial intelligence applications through empirical research, institutional leadership, and academic mentorship.

Academic Background

Dr. Shafique holds an international academic pedigree. He completed Post-Doctoral studies in Organizational Leadership (concentrating in Entrepreneurial Leadership) at Regent University, Virginia, USA, and earned his Ph.D. in Business Administration (specializing in Finance) from Asia e University, Malaysia, where his doctoral thesis investigated micro-credit financing, poverty eradication, and women's empowerment. Demonstrating a lifelong commitment to scholastic excellence, he secured First Position in his MBA (Finance) at the Virtual University of Pakistan, earned his BBA (Hons) in Finance from IUB, and is an alumnus of Sadiq Public School, Bahawalpur, where he was awarded "Academic Excellence". Expanding his technical capability, he is also completing a BS in Software Engineering at the Virtual University of Pakistan, focusing on machine learning-based decision-support systems.

Research Domains & Expertise

As an applied scholar, Dr. Shafique’s research focuses on leveraging modern financial modeling, machine learning, and leadership frameworks to address complex economic and societal challenges. His research operates at the intersection of financial systems, innovation, and societal progress. His core areas of expertise include:

• Islamic Banking & Commercial Finance
• Financial Technology (FinTech), AI Applications, & Financial Inclusion
• Behavioral, Sustainable, & Green Finance
• Microfinance & Corporate Social Responsibility (CSR)

His scholarly portfolio includes 30 research publications, 13 Scopus-indexed papers, 6 Web of Science Impact Factor publications (with a cumulative WoS Impact Factor of 12.8), and a Google Scholar H-index of 15. His research appears in leading international journals such as Frontiers in Psychology (SSCI Q1) and International Journal of Environmental Research and Public Health (Scopus Q1), along with 4 Category 'W', 5 Category 'X', and numerous Category 'Y' HEC-recognized publications. 

Research Supervision & Editorial Leadership

A dedicated academic mentor, Dr. Shafique has successfully supervised 5 Ph.D. scholars and 20+ Master’s theses to completion and over 50 undergraduate research projects. Alongside his mentorship, he has designed complete academic degree programs in FinTech, Business Analytics, and Islamic Banking. He actively contributes to the academic community as Editor for the Journal of Banking and Social Equity (JBSE), the Journal of Business Review of Digital Revolution (BRDR), and the Journal of Financial Technologies, Inclusion and Sustainability (JFTIS), as well as Associate Editor for the South Asian Review of Business and Administrative Studies (SABAS).

Vision & Mission

Guided by a commitment to research with social impact, Dr. Shafique’s overarching mission is to utilize innovative financial systems, artificial intelligence, and entrepreneurial leadership to drive solutions for poverty alleviation, climate resilience, digital financial access, women's empowerment, and inclusive economic growth.