Dr. Owais Shafique
Assistant Professor
Post-Doc
Other Websites
https://www.google.com/url?sa=t&source=web&rct=j&opi=89978449&url=https://drowaisshafique.wordpress.com/author/drowaisshafique/&ved=2ahUKEwiq7Yyk5ZqHAxW4R_EDHVtuBdEQFnoECB0QAQ&usg=AOvVaw1G7ocKByu43z0mBQELq__AResearch Supervision Capacity
About Me
Dr. Owais Shafique is an accomplished academic leader, researcher, and and dedicated advocate for sustainable socio-economic development and social change. He is an Assistant Professor currently serving as In-charge of the Department of Islamic and Conventional Banking within the Institute of Business, Management and Administrative Sciences at The Islamia University of Bahawalpur (IUB), Pakistan. His work operates at the intersection of ethical banking, financial technology, sustainable socio-economic development, and artificial intelligence applications through empirical research, institutional leadership, and academic mentorship.
Academic Background
Dr. Shafique holds an international academic pedigree. He completed Post-Doctoral studies in Organizational Leadership (concentrating in Entrepreneurial Leadership) at Regent University, Virginia, USA, and earned his Ph.D. in Business Administration (specializing in Finance) from Asia e University, Malaysia, where his doctoral thesis investigated micro-credit financing, poverty eradication, and women's empowerment. Demonstrating a lifelong commitment to scholastic excellence, he secured First Position in his MBA (Finance) at the Virtual University of Pakistan, earned his BBA (Hons) in Finance from IUB, and is an alumnus of Sadiq Public School, Bahawalpur, where he was awarded "Academic Excellence". Expanding his technical capability, he is also completing a BS in Software Engineering at the Virtual University of Pakistan, focusing on machine learning-based decision-support systems.
Research Domains & Expertise
As an applied scholar, Dr. Shafique’s research focuses on leveraging modern financial modeling, machine learning, and leadership frameworks to address complex economic and societal challenges. His research operates at the intersection of financial systems, innovation, and societal progress. His core areas of expertise include:
His scholarly portfolio includes 30 research publications, 13 Scopus-indexed papers, 6 Web of Science Impact Factor publications (with a cumulative WoS Impact Factor of 12.8), and a Google Scholar H-index of 15. His research appears in leading international journals such as Frontiers in Psychology (SSCI Q1) and International Journal of Environmental Research and Public Health (Scopus Q1), along with 4 Category 'W', 5 Category 'X', and numerous Category 'Y' HEC-recognized publications.
Research Supervision & Editorial Leadership
A dedicated academic mentor, Dr. Shafique has successfully supervised 5 Ph.D. scholars and 20+ Master’s theses to completion and over 50 undergraduate research projects. Alongside his mentorship, he has designed complete academic degree programs in FinTech, Business Analytics, and Islamic Banking. He actively contributes to the academic community as Editor for the Journal of Banking and Social Equity (JBSE), the Journal of Business Review of Digital Revolution (BRDR), and the Journal of Financial Technologies, Inclusion and Sustainability (JFTIS), as well as Associate Editor for the South Asian Review of Business and Administrative Studies (SABAS).
Vision & Mission
Guided by a commitment to research with social impact, Dr. Shafique’s overarching mission is to utilize innovative financial systems, artificial intelligence, and entrepreneurial leadership to drive solutions for poverty alleviation, climate resilience, digital financial access, women's empowerment, and inclusive economic growth.
Research Interest Keywords
Contact Info
Research Publication
1. Hassan, Muhammad Naveed Ul and Shafique, Owais. 2025. “ESG, Credit Risk, and Bank Stability: Implications for Financial Performance in GCC Banking Systems.” Annual Methodological Archive Research Review 3. https://doi.org/10.63075/t4ch0s38
2. Hassan, Muhammad Naveed Ul and Shafique, Owais. 2025. “Examining ESG-Financial Performance Linkages in GCC Banking: A Moderated Mediation Perspective.” International Journal of Business and Management Sciences 6.
3. Ashraf, Muhammad Waqas and Shafiq, Owais. 2023. “Examining the Dynamics of Customers Behavioral Intentions: An Empirical Analysis of Factors Influencing Fin-Tech Adoption in the Banking Sector of Pakistan.” CSRC Publishing 9. https://doi.org/10.26710/jafee.v9i3.2801
4. Imran, Zahid and Shafique, Owais. 2022. “Impact of Internal Corporate Governance Mechanism on Social Performance of Microfinance Institutions in Pakistan.” CSRC Publishing 8. https://doi.org/10.26710/jafee.v8i1.2186
5. Qurat ul Ain, Owais Shafique. 2022. “Development and validation of a questionnaire to identify the barriers to adopting green transformation.” Competitive Education Research Journal 3.
6. Bilal, Muhammad and Chaudhry, Shafaq Arif and Sharif, Imran and Shafique, Owais and Shahzad, Khurram. 2022. “Entrepreneurial Leadership and Employee Wellbeing During COVID-19 Crisis: A Dual Mechanism Perspective.” Frontiers Media SA 13. https://doi.org/10.3389/fpsyg.2022.800584
7. Prapatchon Jariyapan, Suchira Mattayaphutron, Syeda Noorzahrah Gillan, Owais Shafique. 2022. “Factors Influencing the Behavioural Intention to Use Cryptocurrency in Emerging Economies During the COVID-19 Pandemic: Based on Technology Acceptance Model 3, Perceived Risk, and Financial Literacy.” Frontiers in Psychology.
8. Irfan Hameed and Umer Zaman and Idrees Waris and Owais Shafique. 2021. “A Serial-Mediation Model to Link Entrepreneurship Education and Green Entrepreneurial Behavior: Application of Resource-Based View and Flow Theory.” International Journal of Environmental Research and Public Health / MDPI AG 18. http://dx.doi.org/10.3390/ijerph18020550
9. Umer Zaman and Shahid Nawaz and Owais Shafique and Saba Rafique. 2021. “Making of rebel talent through workplace ostracism: A moderated-mediation model involving emotional intelligence.” Cogent Business & Management / Informa UK Limited 8. https://doi.org/10.1080/23311975.2021.1941586
10. Warda Najeeb Jamal, Rana M. Zahid Hafeez, Owais Shafique, Razi Razzaq, Gulfam Aasif, Muhammad Waqas Ashraf . 2021. “Impact of Microcredit Finance on the Socioeconomic Status of the Underprivileged Populace of Punjab: Through the Mediating Effect of Knowledge Sharing Ability and Financial and Legal Awareness.” Bulletin of Business and Economics 10.
11. Syed Hassan Raza and Umer Zaman and Moneeba Iftikhar and Owais Shafique. 2021. “An Experimental Evidence on Eco-Friendly Advertisement Appeals and Intention to Use Bio-Nanomaterial Plastics: Institutional Collectivism and Performance Orientation as Moderators.” International Journal of Environmental Research and Public Health / MDPI AG 18. https://doi.org/10.3390/ijerph18020791
12. Waqas Mehmood and Rasidah Mohd-Rashid and Attia Aman-Ullah and Owais Shafique and Ahmad Hakimi Tajuddin. 2021. “The Reaction of the Malaysian Stock Market to the COVID-19 Pandemic.” Journal of Contemporary Eastern Asia 20. https://doi.org/10.17477/jcea.2021.20.2.063
13. Zahid Imran and Owais Shafique and WardaNajeeb Jamal and Hafiz Muhammad Usman Khizar. 2021. “ Impact of Knowledge Management Environment on Knowledge Sharing Processes.” Elementary Education Online / Ilkogretim Online 20.
14. Shaza Mahar and Muhammad Wasim Akram and Hafiz Abdur Rashid and Owais Shafique. 2021. “Evaluation of training effectiveness; contribution of organizational commitment and transfer design by mediation of motivation to improve work.” Elementary Education Online / Ilkogretim Online 20.
15. Hussnain Ali and Owais Shafique and Syed Usman Ali Gillani and Faiza Anwar. 2021. “Corporate Board Committees and Asymmetric Behavior of Total Cost: Evidence from Pakistan.” PalArch’s Journal of Archaeology of Egypt / Egyptology 18.
16. Hussnain Ali and Owais Shafique and Hafiz Muhammad Usman Khizar and Warda Najeeb Jamal and Shakeel Sarwar. 2021. “Corporate Governance and Determinants of Cost Asymmetric Behavior: Evidence From Pakistan..” PalArch’s Journal of Archaeology of Egypt / Egyptology 18.
17. Zahid Imran and Owais Shafique and Shakeel Sarwar and Warda Najeeb Jamal. 2021. “The Impact of Knowledge Management Environment on Knowledge Management Effectiveness: Through Mediating Role of Knowledge Sharing Process in Branch Banking of Pakistan.” South Asian Journal of Management Sciences / Office of Research 15. https://doi.org/10.21621/sajms.2021151.06
18. Owais Shafique and Rana M. Naeem Khan. 2020. “An Empirical Study on the Impact of Micro-Credit Financing on the Socio-Economic Status of Small Agriculturists in Pakistan.” Journal of Business and Social Review in Emerging Economies / CSRC Publishing 6. https://doi.org/10.26710/jbsee.v6i3.1367
19. Sohail Ahmad and Owais Shafique and Warda Najeeb Jamal. 2020. “Impact of Perceived Corporate Social Responsibility on Banks' Financial Performance and the Mediating Role of Employees' Satisfaction and Loyalty in Pakistan.” Journal of Accounting and Finance in Emerging Economies / CSRC Publishing 6. https://doi.org/10.26710/jafee.v6i3.1361
20. Owais Shafique and Brig Sohail Ahmad. 2020. “Impact of corporate social responsibility on the financial performance of banks in Pakistan: Serial mediation of employee satisfaction and employee loyalty.” Journal of Public Affairs / Wiley. https://doi.org/10.1002/pa.2397
21. Muhammad Asif Nadeem and Rao Nadeem Aslam and Shakeel Sarwar and Muhammad Badar Habib and Owais Shafique. 2020. “Assessing effects of learning through observation, on teacher’s attitude towards socially active teaching.” Paradigms / UCP 14.
22. Badar Mohy ud Din and Muhammad Badar Habib and Yasmeen Tabassum and Shakeel Sarwar and Owais Shafique. 2020. “Sexual harassment and elite sportswomen: A case of Pakistan.” Paradigms / UCP 14.
23. Owais Shafique and Maryam Khan. 2020. “Factors Affecting Bankers' Behavioral Intention to Adopt Green Banking: An Empirical Analysis of Banks in Pakistan.” Journal of Business and Social Review in Emerging Economies / CSRC Publishing 6. https://doi.org/10.26710/jbsee.v6i2.1258
24. Owais Shafique and Maria Habib. 2020. “Over-Indebtedness of Rural Micro-credit Financing in Bahawalpur: An Impediment to their Social & Financial Mobility.” Journal of Accounting and Finance in Emerging Economies / CSRC Publishing 6. https://doi.org/10.26710/jafee.v6i2.1254
25. Owais Shafique and Hussnain Ali. 2020. “Impact of overlapping membership on audit and compensation committee on cost behaviour: Evidence from Pakistan.” Paradigms / UCP 14.
26. Warda Najeeb Jamal and Owais Shafique and Shakeel Sarwar and Maryam Khan. 2020. “Factors Affecting Bankers’ Behavioral Intentions to Adopt Green Banking in Pakistan: An Empirical Study.” International Journal of Management Research and Emerging Sciences 10.
27. Owais Shafique and Arslan Majeed. 2020. “Factors Influencing Bankers' Intention to Adopt Green Finance in Pakistan.” Review of Economics and Development Studies / South Punjab Center for Research and Development (SPCRD) 6. https://doi.org/10.47067/reads.v6i4.277
28. Owais Shafique and Nadeem Siddique. 2020. “The Impact of Microcredit Financing on Poverty Alleviation and Women Empowerment: An Empirical Study on Akhuwat Islamic Microfinance.” PalArch’s Journal of Archaeology of Egypt / Egyptology 17.
29. Owais Shafique and Hafiz Muhammad Usman Khizar and Warda Najeeb Jamal and Shakeel Sarwar and Maryam Khan. 2020. “An Empirical Study on the Factors Affecting Bankers’ Behavioural Intention to Adopt Green Banking in Pakistan.” PalArch’s Journal of Archaeology of Egypt / Egyptology 17.
30. Areeba Khan and Fatima Farooq and Sohail Saeed and Owais Shafique. 2019. “Political Stability and the Resolve to Save: The Case of Pakistan.” Journal of Business and Social Review in Emerging Economies / CSRC Publishing 5. https://doi.org/10.26710/jbsee.v5i2.922
The Islamia University of Bahawalpur was established in the year 1975 by upgrading historical institute of the Jamia Abbasia.
